The annual Christmas letter!

'Tis the week before Christmas

And not from this house

A Christmas card sent yet

My gosh, he's a louse!

The stockings are hung 

in the kitchen this year

To find them?  Much harder

The coal I do fear.

The year?  Like so many

Was filled with great things

From Florida warm

and Black Hills, joy did ring!

The cards at the table

Ran hot and ran cold

For us, bridge is tempting

It never grows old.

We're older and wiser

Some aches and some pains

But willing to try things

Consider the gains.

But one thing is stable

On that we do bank

The friends who support us

To you we do thank

And know in this season

of trees like above

We send you good greetings

We send you our love!

Happy Holidays to all, and to all a good ... year!

Cyberly yours,

bz and cz